The Legal Document Preparers of Orlando can assist individuals, families or businesses needing assistance with the filing of Chapter 7 bankruptcy. If you’re facing unpayable debt and qualify to file for bankruptcy our team of skilled and experienced filers can assist with getting your Chapter 7 bankruptcy documents prepared.
When you walk into our location, which is in the heart of Downtown Orlando, one of our dedicated preparers will assist you with your Chapter 7 bankruptcy.
Using Bankruptcy Petition Preparers (Non-Lawyers) to Help You
A bankruptcy petition preparer is any person or business, other than a lawyer or someone who works for a lawyer, that charges a fee to prepare bankruptcy documents. Under your direction and control, the bankruptcy petition preparer generates bankruptcy forms for you to file either by typing them or inputting information into a bankruptcy software program.
Because bankruptcy petition preparers are not attorneys, they cannot provide legal advice or represent you in bankruptcy court. This means that the bankruptcy petition preparer cannot:
- tell you which type of bankruptcy to file
- tell you not to list certain debts
- tell you not to list certain assets, or
- tell you what property to exempt.
In essence, you must understand what debts your bankruptcy will discharge, what will happen to your property in the bankruptcy, and what laws should be used to exempt your property from being taken for the benefit of your creditors.
In addition, you must file the bankruptcy papers yourself and represent yourself in court. In other words, you are responsible for your case. You act as your own attorney and use the bankruptcy petition preparer as a typing service that transposes the information you give them onto the official forms.
Why Use a Bankruptcy Petition Preparer?
The bankruptcy petition preparer can’t tell you anything about the law or the bankruptcy process, so why use one?
If you don’t have ready access to a typewriter or computer, then you may want to pay someone to prepare the forms for you. A good bankruptcy petition preparer will have up-to-date bankruptcy computer software that will generate the documents quickly and relatively easily. And most bankruptcy petition preparers charge low fees, especially compared to lawyers.
Chapter 7 Bankruptcy Details:
One of the primary purposes of bankruptcy is to discharge certain debts to give an honest individual debtor a “fresh start.” The debtor has no liability for discharged debts. In a chapter 7 case, however, a discharge is only available to individual debtors, not to partnerships or corporations. 11 U.S.C. § 727(a). Although an individual chapter 7 case usually results in a discharge of debts, the right to a discharge is not absolute, and some types of debts are not discharged. Moreover, a bankruptcy discharge does not extinguish a lien on property.
All of our agents are bilingual and qualified to explain/translate documents in Spanish or English helping to make a quick connection between all parties involved. We are not attorneys, lawyers or paralegals.